If you’ve ever delayed checking your account because you’re “pretty sure it’s fine,” you’re not...
Financial Wellness
Helpful perspective on everyday money so daily decisions feel calmer and financial goals feel achievable.
What “Being Okay With Money” Actually Looks Like
When people talk about being “okay with money,” it’s easy to imagine something polished. Always...
Evaluate Your Financial Progress by Focusing on the Right Timeframe
When you’re working toward a long-term goal, feedback matters. You need to know whether you’re on...
What to Look At First When You Want to Feel More in Control of Money
When money feels stressful, the instinct is usually to do something. Cut spending. Change systems....
From Digital 401(k) to Trusted AI Advisor How 3Nickels Is Redefining Financial Management—Again
A recent article Financial Wellness Is Watching You—and That’s Not Always a Bad Thing applauded...
Better Together The Age of Aligned & Explainable AI Advisory
After helping build some of the nation’s earliest 401(k) systems in the 1980s and co-founding...
Buy-Now, Pay Later (BNPL) Data Is Coming to Your Members’ Credit Scores
Recently1 FICO announced it will introduce BNPL data to credit scores this Fall. This announcement...
Will Tariffs Affect Me Personally?
With all the noise in the press, figuring out how tariffs will actually affect you personally is...
The Costliest Emergency Expenses Brace for Impact
When an unexpected financial emergency strikes, it can drastically impact your savings....





