Education
Your weekly hike through finance with insights from subject matter experts, real-world solutions and information to guide you to financial freedom.


Education
Your weekly hike through finance with insights from subject matter experts, real-world solutions and information to guide you to financial freedom.
Recent Blogs
How Do You Choose a Retirement Age?
Let us rephrase this question: When can you afford to retire? The answer depends on three factors:...
The Costliest Emergency Expenses Brace for Impact
When an unexpected financial emergency strikes, it can drastically impact your savings....
Final Expenses: What They Are and How to Plan for Them
Although dealing with final expenses is a crucial aspect of life planning, it is an aspect we...
Safeguarding Your Retirement Income Amid Inflation
Prior to 2021, Americans had not endured noteworthy consumer price inflation since before the...
Understanding Inflation
Monetary economists define inflation as too much money chasing a fixed basket of goods. What does...
The History of Bitcoin and Cryptocurrency
Welcome to the world of cryptocurrency, a subject that has captivated the interest of investors,...
Community Champions | Patrick Garwo III & the PGIII Youth Football Camp
By Ian BinSign up for the PGIII Youth Football CampMy name is Patrick Garwo III. I'm from...
Are Crypto Assets, Such as Bitcoin, Solid Retirement Assets?
One of the challenges of discussing the merits of different investments is an ethical one....
A Guide to Start Giving
Starting to give back to your community or the world at large can be an enriching experience. It...
Gift Tax Rules Navigating the Rules of Transferring Your Wealth
You may transfer your wealth while you are alive or after you pass. Passing your wealth after you...

Oh hey there, you've found this personal finance blog!
Now what?
When you read a finance blog, you’re looking for easily-digestible thoughts about what you need to do. That’s when you start to ask some hard questions.
Saving money is hard, am I right?
What am I supposed to be doing that relates to my financial situation?
What if I’m too tired to read and want a personal finance TLDR?
What’s the best budgeting app out there?

Can I read this finance blog and download a companion finance app that will actually help me?
Do I need to do a Personal Finance 101 class to figure things out?
How am I supposed to buy a house in this economy?
These questions and many more like them are normal, and that’s part of our goal here at 3Nickels. We ask the hard questions and talk about personal finance in ways that everyone can understand. With the help of our app, 3Nickels, we can help you understand and reach your goals. Let’s start to normalize these conversations about finance with “That’s Normal”.