by Nic | Oct 2, 2025 | Retirement Wellness
What is Income Replacement? Reading Time: 3 minutesBy Thomas Anichini, CFA®, CFP®, Chief Investment Strategist When you save for retirement, you may notice retirement planners use the phrase “income replacement” to help you set your financial retirement goal. Why?...
by Nic | Jul 1, 2025 | Financial Wellness
Buy-Now, Pay Later (BNPL) Data Is Coming to Your Members’ Credit Scores Reading Time: 3 minutesBy Thomas Anichini, CFA®, CFP®, Chief Investment Strategist Recently1 FICO announced it will introduce BNPL data to credit scores this Fall. This announcement raises...
by Nic | Jun 17, 2025 | Retirement Wellness
How SB 305 Will Transform Retirement for 600K WorkersAre You Ready for July 2025? Reading Time: 3 minutesBy Jason Sheffield Disclosure: This article is for general informational purposes only and does not constitute legal, tax, or investment advice. 3Nickels is not...
by Nic | May 7, 2025 | Financial Wellness
Will Tariffs Affect Me Personally? Reading Time: 4 minutesBy Sherrie Grabot, CEO With all the noise in the press, figuring out how tariffs will actually affect you personally is quite a challenge. But let’s take a look. What is a tariff? In simple terms, a tariff is a...
by Nic | Oct 2, 2024 | Retirement Wellness
How Do You Choose a Retirement Age? Reading Time: 7 minutesBy Thomas Anichini, CFA®, CFP®, Chief Investment Strategist Let us rephrase this question: When can you afford to retire? The answer depends on three factors: how much you wish to spend in retirement, how much...
